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Hawaii Mortgage Rates

as of Wednesday, February 1, 2012

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 3.125 0.000 3.184
30-YR Fixed 3.625 0.000 3.658
5-YR ARM 2.500 0.000 3.109
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 3.000 0.500 3.160
30-YR Fixed 3.625 0.125 3.683
5-YR ARM 2.500 0.250 3.071
American Home Finance
534-1945
15-YR Fixed 3.250 0.000 3.350
30-YR Fixed 3.750 0.000 3.875
5-YR ARM 2.870 0.000 3.250
American Savings Bank
593-1226
15-YR Fixed 2.875 1.500 3.185
30-YR Fixed 3.625 1.875 3.836
5-YR ARM 2.625 2.125 3.252
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.750 1.500 2.966
30-YR Fixed 3.625 1.375 3.738
5-YR ARM 2.999 0.000 3.407
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.250 0.500 3.441
30-YR Fixed 3.625 2.000 3.857
5-YR ARM 2.625 2.000 3.307
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.750 1.500 3.060
30-YR Fixed 3.500 1.875 3.711
5-YR ARM 2.500 2.125 2.948
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 1.000 3.175
30-YR Fixed 3.750 1.500 3.895
5-YR ARM 3.625 1.000 3.236
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.750 0.875 2.963
30-YR Fixed 3.375 1.750 3.564
5-YR ARM 3.125 1.500 3.376
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.500 2.000 3.690
5-YR ARM 2.750 2.000 3.340
HomeStreet Bank
596-0343
NMLS#417396
15-YR Fixed 2.750 1.250 3.084
30-YR Fixed 3.375 2.500 3.745
5-YR ARM 2.625 0.500 3.414
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.750 1.875 3.086
30-YR Fixed 3.500 2.125 3.710
5-YR ARM 2.625 1.100 3.412
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.250 3.033
30-YR Fixed 3.500 1.375 3.684
5-YR ARM 2.375 1.250 3.169
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.750 2.000 3.125
30-YR Fixed 3.500 2.000 3.722
5-YR ARM 3.625 2.000 3.382
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.625 2.250 2.953
30-YR Fixed 3.250 2.500 3.454
5-YR ARM 2.375 0.625 3.094
Mann Mortgage
566-0505
15-YR Fixed 2.750 2.000 3.512
30-YR Fixed 3.500 2.000 3.731
5-YR ARM 2.750 1.500 3.420
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.125 1.000 3.379
30-YR Fixed 3.875 0.500 3.982
5-YR ARM 3.875 0.500 3.982
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.623 1.750 3.015
30-YR Fixed 3.375 1.625 3.598
5-YR ARM 2.375 1.000 3.558
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 2.875 0.000 3.005
30-YR Fixed 3.625 0.125 3.721
5-YR ARM 2.875 0.000 3.495
Pyramid Mortgage
457-4499
NMLS#339263
15-YR Fixed 2.875 2.000 3.007
30-YR Fixed 3.500 2.000 3.578
5-YR ARM 2.875 2.000 3.258
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.875 0.000 2.985
30-YR Fixed 3.625 0.000 3.687
5-YR ARM 2.750 0.000 2.809
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.375 3.128
30-YR Fixed 3.625 1.625 3.789
5-YR ARM 4.250 2.000 3.376


Honolulu Board of REALTORS 1136 12th Avenue, Suite 200 Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 Fax: 808-732-8732 Email: hbradmin@hicentral.com

1995-2012 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.